Solutions

The benefits landscape is constantly changing with businesses of all sizes facing financial restraints, government benefit mandates and limited HR resources. Ternian offers tailored coverages and servicing tools that provide unsurpassed ease of management, making it simple to choose the benefits needed to protect your clients and their employees.  We work with you to provide your clients with customized options meeting their needs regardless of their budget or whether they are an association or run a business of 10, 1,000 or 5,000 employees. 

Small Employers
Mid-size and Large Employers
Associations and Affinity Groups

 

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THE INSURANCE DESCRIBED ON THIS SITE PROVIDES LIMITED BENEFITS.LIMITED BENEFITS PLANS ARE INSURANCE PRODUCTS WITH REDUCED BENEFITS AND ARE NOT INTENDED TO BE AN ALTERNATIVE TO OR INTEGRATED WITH COMPREHENSIVE COVERAGE. FURTHER, THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON'T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.

Insurance coverage is underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements,descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy.