Markets

Benefits solutions for high-turnover industries

From the retail world to the restaurant business to the hospitality space to the staffing industry, our consultative approach, end-to-end benefit solutions, and comprehensive technology platform enable us to meet the unique needs of mid-size and large employers, small employers  and associations.

We specialize in creating the right benefit solution for high-turnover industries, attracting more employees and reducing turnover-related costs. And with specialized insurance plans and services for executives and other key employees, we have the entire business covered.

Associations and affinity groups

Ternian offers customizable solutions for professional and trade associations and “bonafide” association groups.

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THE INSURANCE DESCRIBED ON THIS SITE  PROVIDES LIMITED BENEFITS. LIMITED BENEFITS PLANS ARE INSURANCE PRODUCTS WITH REDUCED BENEFITS AND ARE NOT INTENDED TO BE AN ALTERNATIVE TO OR INTEGRATED WITH COMPREHENSIVE COVERAGE. FURTHER, THIS INSURANCE DOES NOT COORDINATE WITH ANY OTHER INSURANCE PLAN. IT DOES NOT PROVIDE MAJOR MEDICAL OR COMPREHENSIVE MEDICAL COVERAGE AND IS NOT DESIGNED TO REPLACE MAJOR MEDICAL INSURANCE. THIS INSURANCE IS NOT MINIMUM ESSENTIAL BENEFITS AS SET FORTH UNDER THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. IF YOU DON'T HAVE MINIMUM ESSENTIAL COVERAGE, YOU MAY OWE ADDITIONAL PAYMENT WITH YOUR TAXES.

Insurance coverage is underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements,descriptions of benefits, exclusions or limitations may vary depending on local country or US state laws. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth in the policy.