Management team

Craig A. Smith, President Craig brings more than 35 years of insurance industry experience to Ternian as a founding partner and President. He is charged with executing the high-level business objectives and providing strategic direction and oversight for all the operations, marketing and business development functions. As the former Executive Vice President of Star HRG, he spent 13 years successfully building and managing its operations and administration areas before the company was purchased by CIGNA Healthcare, a fortune 500 health insurance company. In that capacity, he provided guidance on strategic initiatives, product development, underwriting and pricing, policy compliance and marketing directives. His background also includes 22 years of employment with CNA Insurance Company where he held various underwriting, marketing, and sales positions within the Special Risks business group. Craig holds a Bachelor of Fine Arts degree from Miami University in Ohio.

Timothy L. Cook, Strategic Business Development Tim brings more than 35 years of business ownership and executive management experience to his role at Ternian. He is a founding partner and oversees the company’s strategic business development efforts. As the former President of Star HRG, he led the business from its inception and positioned it to become the nation’s leading provider of limited-benefit medical plans. With nearly 20 years of experience in the insurance industry, Tim has owned and managed small to mid-size businesses and held the position of a corporate officer for UICI, a $1 billion publicly traded insurance company. Tim has been featured in industry publications and frequently speaks as a subject matter expert on insurance and regulation issues, including serving as a contributing member of AHIP’s national committee on limited-benefit medical plans. Tim also served as an officer in the United States Army and earned a bachelor’s degree in Electrical Engineering from the University of Minnesota.