Customizable, flexible benefits as unique as your business

At Ternian, we believe that benefits should never be limited to a one-size-fits all approach. That’s why we offer specific solutions for employers of different sizes, as well as products designed to meet the needs of hourly workers, dependents and even top executives. Then we customize these plans to provide the ultimate in flexibility. Many of our products can even be designed to complement your existing benefit offerings.

To learn more about the solutions that will fit your distinct needs, choose one of the following:





The insurance described on this site provides limited benefits. Limited benefits plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.



Plan Designs offered vary by Underwriting Company Authority.

Limited benefit plans, Dental coverage and executive plans are underwritten by AXIS Insurance Company. Coverage is subject to exclusions and limitations, and may not be available in all US states and jurisdictions. Product availability and plan design features, including eligibility requirements, descriptions of benefits, exclusions or limitations may vary depending on state laws.