Plans designed with the small business in mind
Even though PPACA doesn’t require small businesses to provide health
coverage, many employers still want to provide benefits that will allow them to
recruit and retain top talent. Others simply want to provide some type of health
coverage because it’s the right thing to do.
Unfortunately, the cost
of major medical coverage is rising exponentially, making it challenging
for small employers to offer this type of benefit plan. In addition,
participation and contribution requirements can make this approach even
That’s why Ternian has developed two
different limited-benefit health plan options designed exclusively for
small businesses. Ask yourself the following questions to determine
which plan is right for you.
Are your medical premiums rising to unaffordable levels and as a result
you can no longer afford to offer major medical coverage?
Learn about our
medical and accident benefit plans.
The insurance described on this site provides
limited benefits. Limited benefits plans are insurance products with reduced
benefits intended to supplement comprehensive health insurance plans. This
insurance is not an alternative to comprehensive coverage. It does not provide
major medical or comprehensive medical coverage and is not designed to replace
major medical insurance. Further, this insurance is not minimum essential
benefits as set forth under the Patient Protection and Affordable Care Act.
Plan Designs offered vary by Underwriting Company Authority. Limited benefit
plans, Dental coverage and executive plans are underwritten by AXIS Insurance
Company. Coverage is subject to exclusions and limitations, and may not be
available in all US states and jurisdictions. Product availability and plan
design features, including eligibility requirements, descriptions of benefits,
exclusions or limitations may vary depending on state laws.