About Us

Customizable, flexible benefits that are as unique as your business

Ternian Insurance Group, based in Phoenix, AZ, is a wholly owned subsidiary of AXIS Insurance Company.

Founded by the team of seasoned executives who were the innovators behind the nation’s premier limited-benefit medical company, Ternian has channeled decades of that benefits expertise into another voluntary market-leading organization. Ternian’s consultative approach and state-of-the-art technology have contributed to its success in providing benefit solutions that meet the needs of employer groups in leading industries nationwide.

Ternian offers flexible solutions for employers that combine insurance products and self-funded programs with a portfolio of limited benefit products and related services. Ternian’s target markets are the retail, service and wholesale sector employers, characterized by high numbers of part-time hourly employees, as well as, high turn-over rates. In addition, Ternian offers specialized insurance plans and services for executives and other key employees.

Since March 2015, Ternian has been a part of AXIS Accident & Health, whose other employer market products include Business Travel Accident (BTA), Basic and Voluntary Accidental Death & Dismemberment (AD&D), and Supplemental Involuntary Unemployment Insurance (IUI).


Ternian Insurance Group is a subsidiary of AXIS Insurance Company.