|
Limited-Benefit Medical Plans
Limited-benefit health insurance plans are designed for those who are not covered by traditional benefit programs and need help with basic, minor-medical expenses. The plans provide basic coverage to help with everyday illnesses and accidents, which are not considered catastrophic events.
Ternian® offers both indemnity and expense-incurred models of limited-benefit medical plans that can meet the needs of virtually any industry, group type or individual.
If you would like to download a marketing flyer Click Here.
Ternian has LBMPs designed for:
- Employer Groups
- Franchise/Association Groups of Employers
- Individual Association/Affinity Groups
- Individuals/Direct to Consumer
What makes Ternain's LBMPs different?
- Offer to any type of group or industry
- Both indemnity and expense-incurred models available
- **NEW** HealthValu: mid-medical plan
- Plans with NO pre-existing condition limits
- Plans with NO deductibles or coinsurance
- CriticalMed®: catastrophic buy-up options available
- DoctorNavigator®: physician and prescription price comparison tools
- DirectWeb®: online administrative, enrollment and healthcare portal
- Payroll deductions NOT required
- Seamless transition of existing payroll deduction file process
HealthSelect | HealthBasics | HealthAssure | HealthValu
In addition to the insurance benefits, members will also have access to DoctorNavigator. The online price transparency tool helps insured individuals comparison shop for prices of physician services and prescription drugs before services are received. They will also obtain ongoing, pre-negotiated, discounted rates at network providers that range from 10-40% and helps to save money on out-of-pocket medical expenses.
For detailed plan information or to obtain a quote (click here).
|
