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RENTERS | Personal Property Insurance

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Easy to obtain personal contents insurance coverage for renters

Within the home, condo, and apartment dweller community, statistics show that more than 80% of renters do not have insurance to protect their belongings. Ternian® helps provide easy access to obtaining insurance coverage.

The Personal Contents Policy is a voluntary, individual insurance policy that provides personal property protection for damage to or loss of things like: furniture, TV, clothing, computers, etc. It is affordably priced, does not require any historical loss or credit score underwriting, and has a simplified enrollment process.

Rate quotes can be obtained with only 3 clicks of a mouse and coverage can be bound in less than 5 minutes online or by phone. All it takes is a valid address and an approved credit or debit card payment.

Enrollment in the guaranteed issue product is made available 24/7 to individuals through customized websites and call center for employers, associations and affinity groups. With Ternian's DirectWeb® administration, sponsoring organizations do not have to deal with the hassles of payroll deductions.

Limits available are $5,000, $10,000, $15,000 and $20,000 per year. The comprehensive coverage is designed to protect personal property against fire, theft, vandalism, and other perils. The plan does not include liability coverage.

Premiums start at less than $10 per month in most states.

Chubb Logo

Ternian Insurance Group is a national product distributor and administrator for the Chubb Personal Contents Policy.

RENTERS: Personal Contents Policy:
Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. The insurance described may not be available in all jurisdictions. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued. Chubb, P.O. Box 1600, Whitehouse Station, N.J. 08889-1600.

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