Our Approach

Ternian pairs state-of-the-art technology with consultative implementation to create customized voluntary benefit solutions for employers. And we can execute this approach in as little as 45 days based on your requirements.


Starting with a comprehensive needs analysis to help you choose the right products for your employees, Ternian can develop a customized employee education and enrollment communications package to promote those solutions. With an administrative platform that can also support products that you’ve selected from other carriers, we create a custom-branded web portal with a single sign-on that lets your employees manage their enrollment and self-service needs in one place.


Once your benefits package has been implemented, we manage your day-to-day hassles of back office administration, including premium reconciliation, carrier reporting and payroll deduction feeds.


Following are some of the additional value-added features that are included as part our comprehensive solution:


  • Online and paper enrollment options
  • Seamless takeover of existing processes such as payroll education file EDI
  • Direct bill capabilities to employee credit and debit cards on select products
  • Real-time eligibility
  • An enrollment portal featuring customized tools and a complete resource library for educational materials, forms, certificates and ID cards. View our portal
  • Member service online chat and email support
  • Ad-hoc enrollment and eligibility

With businesses of all sizes facing financial restraints, government benefit mandates and limited HR resources, now is the time to implement this turnkey solution.


Our Approach